Q: I am 63 and getting my Social Security Benefits. When and how do I enroll in Medicare?
A: Because you are already receiving your Social Security Benefits, you will automatically be enrolled in Medicare Part A and Part B effective the month you are 65. For example, if your 65th birthday is February 5, 2013, your Medicare effective date would be February 1, 2013. For a great explanation of all things Medicare go to www.medicare.gov/basics/